Guaranteed Issue Life Insurance

Guaranteed issue life insurance is an affordable insurance option for people who have been previously turned down for insurance or who do not wish to complete medical underwriting.

Typical product highlights:

  • Offered to people between the ages of forty-five and seventy-five
  • Acceptance is guaranteed – cannot be turned down for coverage
  • Death benefits will be five times the basic coverage in the event of accidental death before the age of eighty-five
  • Premiums are guaranteed for life and will never change
  • Beneficiary will receive the full amount of coverage tax free
  • After three years the policy will have a cash surrender value which increases with each premium paid