Segregated funds are long term investments that offer capital guarantees. Funds are invested by pooling money from thousands of investment managers in a variety of individual securities. They typically offer initial investment guarantees given that the funds stay invested for a minimum threshold number of years. These guarantees range from 75% to 100% depending on the plan design. Some plans also allow investors to reset their investment at specific intervals, (three or five years), locking in a new guaranteed amount.
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