Segregated Funds

Segregated funds are long term investments that offer capital guarantees.  Funds are invested by pooling money from thousands of investment managers in a variety of individual securities.  They typically offer initial investment guarantees given that the funds stay invested for a minimum threshold number of years.  These guarantees range from 75% to 100% depending on the plan design.  Some plans also allow investors to reset their investment at specific intervals, (three or five years), locking in a new guaranteed amount.