Long term care insurance will cover costs for the insured in the event of the possible development of a disability in retirement.
Long term care insurance can be used to cover the following expenses:
- Long term care facility expenses
- Increased medical expenses
- Home care attention by registered practitioner
Purchasing long term care insurance provides security for the client’s future and allows them to:
- Maintain freedom of choice
- Maintain independence
- Maintain dignity in retirement
I recommend Canadian Term Insurance. I was offered a solution which allowed me to find coverage for both the immediate and long term with a mix of both 10 and 20 year term insurance.
Canadian Term Insurance helped to decide upon the correct amount of coverage to protect our family. Jeff recommended a program which provides 20 years of term coverage for my wife at preferred rates, and 10 years of term insurance for me at a higher death benefit.
Jeff Comiskey assisted my wife and I in identifying a need for insurance, and presented us with a variety of choices. We chose universal life insurance because of the permanent protection it offered and rates that remain the same for our entire lives.