Refferals Rewards Rules and Regulations

For every new qualified referral you submit to Canadian Term Insurance, your name will automatically be entered into a monthly draw for a gift certificate.

For every qualified referral that purchases a product from Canadian Term Insurance, your name will be entered into an annual draw for a grand prize.

Contest starts January 1 and ends on December 31 each year.

Monthly draw rules:

  • Period starts on the first day of each month and ends on the last day of each month
  • Qualified referrals must have a valid Email address
  • Qualified referrals must respond to either Email or telephone communication
  • No purchase is necessary
  • Draw occurs on the third day of each following month
  • Gift cards will be awarded from a national chain (department store/restaurant)
  • The minimum prize awarded will be twenty-five dollars
  • Prizes will be determined by Canadian Term Insurance on a month by month basis

Annual grand prize:

  • Refer a person who purchases a product during the qualification period and your name will be entered into a grand prize draw
  • Purchases must be completed during the calendar year, or the individual’s name will be entered into the following yearly draw
  • Prizes will be chosen by Canadian Term Insurance
  • Prizes will be determined by Canadian Term Insurance

All correspondence relating to the contest and the rewards program becomes the property of Canadian Term Insurance.

All decisions of Canadian Term Insurance are final. Management and employees assume no responsibility for possible omissions to the draw and results of the contests.

By entering, individuals agree that their name, city, and photograph may be used by Canadian Term Insurance on this website and for advertising purposes relating to this contest in future years.

Notes:

  • Canadian Term Insurance reserves the right to modify the program and substitute prizes at their discretion without notice.
  • Winners must accept prizes within sixty days and provide the required documentation, including a signed release and confirmation of eligibility.
  • The contest is open to all residents of Canada eighteen years of age and over.
  • Employees and their immediate families, agents, and strategic partners of Canadian Term Insurance are excluded from participation in the referral rewards program.